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Act as Payment Agents Banks also serve often under-appreciated roles as payment agents within a country and between nations. Not only do banks issue debit cards that allow account holders to pay for goods with the swipe of a card, they can also arrange  wire transfers  with other institutions. Banks essentially underwrite financial transactions by lending their reputation and credibility to the transaction; a check is basically just a promissory note between two people, but without a bank's name and information on that note, no merchant would accept it. As payment agents, banks make commercial transactions much more convenient; it is not necessary to carry around large amounts of physical currency when merchants will accept the checks, debit cards or credit cards that banks provide.  Provide Safety Banks also provide security and convenience to their customers. Part of the original purpose of banks, and the goldsmiths that predated them, was to offer customers safe keepin...

1929 World Economic Depression, which began in 1929 ( the effects but feel literally at the end of 1930 ) and throughout the 1930s, is the name given to the ongoing economic crisis . Depression , despite receiving centers in North America and Europe , in the rest of the world ( especially in industrialized countries ) have devastating effects . The Great Depression had hit the most industrialized cities in these cities has created an army of unemployed and homeless . Depression affected many countries construction activity has stopped ; agricultural product prices 40% to 60 decline , farmers and rural population had an adverse effect . [1] Demand unexpected levels due to lower mining area of ​​the Great Depression of the most affected sectors that has been one of . The Great Depression ended at different times in different countries . 1929 Depression is basically dedicated to the stock market crash in America although in those years on earth economic conditions , considering the magn...

The student loan system is broken and we have to detect it, new ideas are needed . Student debt now totals more than $ 1 trillion, and some of the students 113.000.000.000 $ annual borrowing . This year's college graduates on average, 32.500 $ debtor , the debt of their own financial future of the dead weights to be a threat . Online shopping and the nation , with payouts for a mobile computing paradigm, and is moving toward . Students of bank electronic , electronic, electronic shopping and work. These are non-electronic-banked banked or under that of the debtor , ozelliklebuyuk a percentage of the pay off their loans . The Obama administration more transparent and student loans starting to pay more appropriate . New online " report card " measures college education graduation rates , debt levels, and graduates of earnings is based on . Egitimbolumu own inform them of the options , the fighting reaches out to borrowers. Consumer Financial Protection Burosubuyuk loan se...