Welcome to America's Mortgage Loan

Act as Payment Agents Banks also serve often under-appreciated roles as payment agents within a country and between nations. Not only do banks issue debit cards that allow account holders to pay for goods with the swipe of a card, they can also arrange  wire transfers  with other institutions. Banks essentially underwrite financial transactions by lending their reputation and credibility to the transaction; a check is basically just a promissory note between two people, but without a bank's name and information on that note, no merchant would accept it. As payment agents, banks make commercial transactions much more convenient; it is not necessary to carry around large amounts of physical currency when merchants will accept the checks, debit cards or credit cards that banks provide.  Provide Safety Banks also provide security and convenience to their customers. Part of the original purpose of banks, and the goldsmiths that predated them, was to offer customers safe keepin...

Accounting for trillions in assets worldwide, the banking system is a crucial component of the global economy. While money-changing and money-lending may be as old as money, banking dates back to 15th century medieval Italy, and played a major role in the rise of the Italian city-states as world economic powers. Ever since, the health of an economy and the health of its banks have been interrelated; the global credit crisis, precipitated by the collapse of the  subprime -fueled U.S. housing bubble, is only the most recent example.   Banks are just one part of the world of financial institutions, standing alongside investment banks, insurance companies, finance companies, investment managers and other companies that profit from the creation and flow of money. As financial intermediaries, banks stand between depositors who supply capital and borrowers who demand capital. Given how much commerce and individual wealth rests on healthy banks, banks are also among the most heavily r...

Commercıal lendıng - lendıng işletmeler için - gerçekten bir iki kademe pazar Amerika birleşik Devletleri. Düzeyinde büyük şirketler, banka kredi olarak anlamlı değildir, diğer birçok ülkede olduğu gibi Amerika birleşik Devletleri gibi büyük bir sayı vardır erişilebilir bir alternatif işletmeler için fon kaynakları, tahvil piyasasında gibi. Küçük işletmeler için olsa da, banka kredileri genellikle sermaye çok önemli bir kaynak.  İşletme kredileri içerir ticari mortgage (kredi satın almak için kullanılan binalar), ekipman ödünç verilmesi, teminat göstermek suretiyle kredi ve alacak hesapları yönelik krediler genişleme ve diğer kurumsal amaçlar. Geleneksel olarak, konut inşaatı sektöründe büyük bir gelişme olmuştur borçlu; banka kredisi kullanarak toprak edinmeleri için ödeme ve inşaat evleri, daire ve sonra kredilerin geri ödemelerinde konutların ne zaman tamamlanmış veya satılamaz. Birçok banka etkili "çift dip" onların lendıng konut piyasasına borç para homebuyers konut...